Motorbike insurance for different types of motorbike

October 10, 2012, 9:57 am

≫ Next: Legal and financial implications of owning a cool car

Essentially there are seven different types of motorbike, and within each type there are many different models with different levels of performance, different costs and consequently different insurance premiums. Here we will indicate each of these types and which insurance groups they are likely to be placed by specialist motorbike insurers such as Carole Nash. There are 22 groups in total though most motorbikes fall into groups 3 to 17, and it is the higher groups that attract the higher premiums.

Mopeds
Mopeds are bikes with very small engines of up to 50cc, which can also be driven by pedalling just as in an ordinary bicycle. Essentially they are motorised bicycles and because they have relatively low levels of power they fall into the lowest insurance groups of around 1 to 3.

Scooters
Scooters are often a popular choice for getting around towns and cities as they are very cheap to run and convenient to ride. Lower powered scooters fall into the lower insurance groups, possibly 3 to 6, though nowadays it is possible to buy some quite powerful models which are more expensive to insure.

Sports Bikes
Sports bikes are the most popular and often are fast and have powerful engines. They also look good with aerodynamic fairings. Typical manufacturers are Honda, Yamaha, Suzuki, Ducati and Triumph. These are likely to be in groups 10 to 17 depending on their performance levels and cost.

Naked Bikes
Naked bikes are generally sports bikes without the fancy fairings of sports bikes, and similar considerations apply in terms of insurance groups.

Cruisers
Cruisers typically have low seats are longer than conventional motorbikes, and a general retro look reminiscent of the Easy Rider era. The most iconic of all cruisers is the legendary Harley Davidson, which are likely to fall in the higher insurance groups.

Adventure Sport Bikes
Adventure sport bikes are made to go off-road as well as on-road because of this they are endurance machines and are built with toughness in mind. They are also long distance bikes and tend to have large petrol tanks and luggage compartments which can make them very expensive to buy and insure.

Touring Motorbikes
Touring motorbikes are made to eat up the miles by the thousand and provide the rider with high levels of comfort including all the electronic devices available such as an intercom for the driver and passenger and - believe it or not - air conditioning. They can be very expensive to buy and attract high insurance premiums.

For more information on this and any other topics on motorbike insurance you are invited to contact Carole Nash.

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Legal and financial implications of owning a cool car

October 23, 2012, 3:52 am

≫ Next: What's The Most Reliable Sports Car?

≪ Previous: Motorbike insurance for different types of motorbike

Owning the latest model of your favourite car manufacturer or the newest sports car is an important part of life for some. Taking to the open the road in your prized possession is an exhilarating experience, though it is also important to consider the legal and financial implications of owning a cool desirable car.

No one likes to dwell on the possibility of road accidents, though all car owners should be equipped with sufficient knowledge in the event of an occurrence. Even for smaller incidents like whiplash claims legal advice will often have to be sought, so finding a trusted and professional legal firm is essential.

Many owners of desirable and luxury cars will have invested a substantial amount of their earnings into the purchase, so receiving the right kind of insurance cover is important. Vehicle insurance is a requirement for all cars on the road, and third party insurance is the legal minimum, which covers you in case of an accident causing damage or injury to any other person, vehicle, animal or property.

However, this level of insurance is not enough to cover any other costs like repair to your own vehicle.
Many companies do not offer insurance packages for cars over a certain value, so owners of luxury vehicles are advised to use a specialist insurance firm.

Classic cars are also a specialist area and as such, owners of vintage models often require a specially tailored insurance package. As the cost of premium car insurance can be hefty, you may wish to seek the advice of an insurance broker who will work to find the most cost effective insurance protection as well as offering advice on how to make a claim in the case of an accident.

If you are involved in a road traffic accident you will have to provide your name and address as well as vehicle registration number to your insurance company at the time of the incident. If not, and in more serious incidents, the police must be contacted within 24 hours. Your insurance company will then be able to provide you with further advice and steps you need to take.

If you are involved in an incident with an uninsured driver, you should inform the police immediately. Although this can sometimes complicate the situation, it is still possible to receive compensation in some cases. This will involve contacting the Motor Insurers’ Bureau and you should remember that if you decide to start legal proceedings against an uninsured driver you must give MIB notice in writing within 14 days after those proceedings are issued by the court.

Compensation after any kind of road accident may be possible by seeking the assistance of personal injury solicitors. The amount you can claim will depend on a number of factors: the pain suffered as a result of injuries, how this has affected your day to day life, and any loss of earnings as a result. You may also have incurred extra expenses, like travel or medical costs, which you may be able to claim back.

Owning a luxury car can be a source of great pleasure, though your vehicle’s high worth means that extra steps have to be taken to ensure you receive suitable insurance and legal support in the case of an accident.

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What's The Most Reliable Sports Car?

October 24, 2012, 5:01 am

≫ Next: What should bikers look for when buying an offroad model?

≪ Previous: Legal and financial implications of owning a cool car

It's a common question asked especially in the second-hand car market and we now have the answer - the Mazda MX-5 has been voted the most reliable sports cars according to 2012 feedback from 52,563 people in The Which? 2012 Car Survey. People voted the Mazda MX5 the most reliable sports cars both new and second-hand with a 90% reliability score.

The Mazda MX-5 is the world’s best-selling two-seater sports car and it's easy to see why - affordable, reliable, great looks and such fun to drive, the Mazda MX-5 is the modern-day MG Midget but with the added benefit of being an extremely reliable sports car.

Early MX-5 models have excellent records of reliability so those looking to buy a reliable second hand sports car would find it hard to find anything more suitable than an MX5 mk1 or mk2. In The 2012 Which? survey these models scored five star ratings for not breaking down.

Modified Mazda MX5's

There's so many different types of Mazda MX5 out there with many owners choosing to customise their MX5 from chrome bars to full on paint jobs and here we showcase some of our favourites:

Top Gear Mazda MX-5 Videos

If Top Gear think the Mazda MX5 is good, it's good enough for us...

The Mercedes-Benz CLC Coupé was voted second most reliable car and the Audi TT came in third place in The Which? voting.

However reliable the Mazda MX5 is, you should always purchase breakdown cover from Greenflag or similar just to cover you should the worst happen.

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What should bikers look for when buying an offroad model?

December 2, 2012, 9:57 am

≫ Next: What's new in the world of MINI?

≪ Previous: What's The Most Reliable Sports Car?

If, like me, you have a passion for adventure, you may want to think about getting an offroad motorbike. By doing so, you'll have the freedom to explore a vast range of terrain and won't be restricted to only wherever paved roads lead you.

This, I feel, offers the chance for you to really experience the destinations you are riding through, and I often find that sticking to streets isn't always the best way to get an appreciation of a place's natural beauty. Of course, an offroad motorbike is also a great choice if you fancy taking part in amateur motocross events during your free time. No matter what intentions you may have in mind when riding such vehicle, it's important to get the model that's right for you.

Although it should be pretty obvious that taking the time to thoroughly research what motorbike you are going to buy is something you ought to be doing at all times anyway, it is especially important to do this if you're not going to be riding on well-maintained roads for some, if not all, of the time.

Perhaps one of the most important things to look at when buying an offroad bike - be it a Honda, KTM or a Kawasaki motorcycle - is the position of the footrests. The fact these vehicles are designed to be ridden across a variety of terrain means you should expect to spend a significant amount of time standing on top of the pegs to help you take on challenging inclines and tight turns.

Ideally, the footrests of the bike you buy ought to be situated as close to the centre line as possible, in order to assist you in navigating tricky conditions. You should also look for models that have adjustable inverted front forks, as these can be altered to suit your riding style and the conditions you are riding in wherever possible.

Certain offroad bikes also enable you to set the level of rear suspension provided and, as a general rule, you will find this tends to be significantly higher than that offer on standard sport models. Fairly often, you'll find offroad vehicles have around 25 cm of rear suspension, roughly twice the level of their counterparts that are designed to be ridden on the road.

If you've never owned this kind of bike before, you're best off buying a second-hand model. Not only does this tend to be cheaper in comparison to purchasing a brand new vehicle, but it also means they shouldn't cost as much to repair. This is likely to be particularly beneficial as the fact you'll be driving across more uneven terrain means you're at greater risk of falling off your bike and damaging it. No matter what kind of model you wish to buy or your level of experience when it comes to offroad biking, it's always important to have a good standard of motorcycle insurance. You are, of course, required by law to have cover, but you should always ensure that the particular policy you get will financially protect you and your bike at all times.

Another vital thing all offroad bikers will need to think about is the kind of safety equipment to buy. While the law requires you to wear a helmet, I recommend you invest in a wide range of other gear, including an armoured jacket and chest protector, to help minimise the chances of sustaining a serious injury while riding. If you're thinking of getting an offroad motorbike, what features are most important to you? Post your thoughts below and let us know.

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What's new in the world of MINI?

December 5, 2012, 11:23 am

≫ Next: Tips when searching for a second-hand car

≪ Previous: What should bikers look for when buying an offroad model?

MINI is a distinctive and cool car brand that's instantly recognisable, whether you see one of the old models on the streets or a modern interpretation of the small, quirky car. Although you might think there's not much else MINI can do, you'd be wrong, as they've just introduced another new addition to the line up. Stand aside for the MINI Paceman - a coupe-style version of the MINI Countryman, according to the manufacturer. So, this means a new sporty, sleek design will be hitting the roads in the UK in March next year. Here's a bit of information about the new arrival starting with a review from Auto Express:

Appearance
Although the Paceman is based on the Countryman, there are some notable differences in its appearance - one of the most obvious being its low, sloped roof. Coupled with the long doors and large front grille, this gives it a very sporty look. Here's some pics of the Paceman:

Another difference to the Countryman is that there are only two doors - although the rear seating is spacious and comfortable as there are two individual seats fitted in the back, rather than a three-person bench seat. Inside the car you'll find styling that fits in with the rest of the MINI range but that has its own, subtle differences, such as the controls for the windows being moved to the door armrests from the central console (although this is now also a feature in the updated Countryman models).

On the road
As you'd expect, the Paceman is designed to be nippy - both the petrol and diesel versions can go from zero to 62 mph in under 11 seconds and if you go for the MINI Cooper S Paceman with a twin scroll turbo charger you can accelerate to this speed in 7.5 seconds.

There's also the option of adding all-wheel drive transmission to your MINI, which only serves to enhance the handling of the car. Even though it's a sporty car, you can still get good fuel economy depending on the model you choose. The MINI Cooper D version, for instance, boasts 64.2 mpg and CO2 emissions of 115 g/km.

There are also a host of driver aids included as standard on the Paceman, including dynamic stability control and dynamic traction control. A range of features designed to improve the environmental credentials of this MINI are also noticeable, including auto start-stop functionality, brake energy regeneration and a shift point display.

Other MINI news
While the introduction of the Paceman may be the biggest news from the MINI camp, there was also the announcement that a new version of the Countryman will be rolled out from November this year. Most of the changes are largely cosmetic, with new interior features like a redesigned central speedometer and air vents on the dashboard, as well as the decision to move the electric window controls to the armrest in the door, rather than leaving them in the central console.

If all this talk of updated features and new vehicles has got you yearning for a new set of cool wheels, but your finances won't allow you to splash out on a car, consider leasing a motor instead. You can get some great deals on MINI leasing contracts if you shop around, especially if it's for business use. Some companies include a host of extras like breakdown cover, annual MOTs and regular services in their contract hire deals, which could save you money and will certainly save you time.

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Tips when searching for a second-hand car

January 14, 2013, 11:11 am

≫ Next: Coolest Motorbike Journeys - 4 Epic Trips

≪ Previous: What's new in the world of MINI?

I've always found that buying a second-hand car, as opposed to a new car is generally a better deal - as long as you're prepared to shop around to find a vehicle that's in good condition for its age.

The main advantage to purchasing a used car is that it's much cheaper than driving a shiny new model off the forecourt.

However, there are some risks involved with going down the second-hand route, so here are a few things to bear in mind when you begin searching for your next motor.

Know what you want
As there are so many cars on the market, it helps to know what you want before you start looking. Carefully consider what you'll use your vehicle for. This means thinking about things like whether you need the extra space an estate model affords or if you can manage with a hatchback, how far and how often you'll drive it and whether it needs to project a professional image for work purposes.

You should also calculate your budget and make sure you stick to your uppermost figure. While it can be tempting to view used cars that are a little bit more expensive than this in the hope that you can negotiate the price down, it can be a slippery slope that sees you overspending.

Always view the car
I can't stress how important it is to thoroughly inspect any used car you're considering purchasing. You should look at the condition of the car - both in terms of its outward appearance and its mechanics - to decide whether the price being asked for it is fair.

If you want extra peace of mind, ask the vendor if you can drive the car to a mechanic you trust who can give it a once-over and let you know whether there are any serious faults that need to be fixed. This will mean you can make an informed decision about whether to walk away from the purchase, or to negotiate with the seller on how much you'll pay for the vehicle.

Another reason to view the car you're considering buying is to check that both it and the vendor match the description given in your local newspaper or online. For example, you should always compare the mileage advertised with that in the vehicle, as well as looking through its service history and list of previous owners.

Research the seller
When you're buying a used car, it isn't only the vehicle you should be checking out, but also the person selling it. This is especially the case if it's a private sale, as you'll need to know that the auto in question has not been in any accidents, is not stolen and is legally owned by the vendor.

If you are buying your car through a dealer, do some reading to be certain the company is reputable. Choosing to purchase a vehicle from this kind of firm can be beneficial in many ways, as they typically have a wide range of motors, the cars tend to be reasonably new and have usually had a full service and MOT before being put on the market.

Used car dealerships can also help you arrange a finance package to make your purchase possible if you need to. For example, at CarShop you'll find a range of second-hand vehicle financing options to help you get the motor you need at a good price.

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Coolest Motorbike Journeys - 4 Epic Trips

February 7, 2013, 4:32 am

≫ Next: Most Expensive Motorbikes in the World

≪ Previous: Tips when searching for a second-hand car

Grab your maps, international visas and bike insurance - here’s our guide to 4 of the greatest motorcycle journeys of all time. Far from being reserved for petrol heads and rockers, motorbikes serve as the essential means of transportation for a diverse range of people the world over, whilst throughout history they and the journeys they take us on have come to represent iconic symbols in all areas of life, from philosophy, revolution, exploration, art and cult culture.

Motorcycle Diaries – South America
If you’re a Che fan, seen the beautifully shot movie and have enough cash to ship you and your bike to South America, taking eight months to travel the sub-continent is a dream come true. The movie, which follows the book of the same name, recounts a famous journey in 1952 of the 23 year old doctor and his friend Alberto as they travel 5,000 miles across South America on an old 500cc Norton. The journey begins in Buenos Aires and takes in the Andes, Atacama Desert and the Amazon.

The Long Way Down - Scotland to South Africa

Follow in the footsteps of Ewan McGregor and Charley Boorman and drive your bike right the way to Cape Town.

The 15,000 mile journey, which was done by Ewan and Charley on BMW R1200GS Adventure bikes, takes in the pyramids, the Nile, Ethiopia, the Okavango Delta wetlands, Sudan, Libya and the Congo, ending at the southerly tip of South Africa - with 20 countries on the travel agenda visas and border crossing are de rigueur.

Zen and the Art of Motorcycle Maintenance – mid-America

More philosophical adventure than travel adventure, the 1974 publication of Zen charts a 17-day motorcycle journey across the United States, which is undertaken by the protagonist and his son on a CB77 Honda SuperHawk.

The journey starts in Minneapolis and ends at San Francisco, incorporating Route 55, Camp Buell, Shadehill Reservoir, Missouri River Valley, Miles City, Jefferson Island, Beartooth Highway and Yellowstone.

Easy Rider – America

1969 American road movie, written by Peter Fonda and starring Dennis Hopper, about two bikers who travel through the American Southwest and South with the aim of achieving freedom was awarded cult status from day one.

Four former police bikes were used in the film, their design based on hardtail frames and built by chopper experts – the journey starts in Mexico and Los Angeles, before the bikers head east to New Orleans, Louisiana, in time to catch Mardi Gras.

So go grab a map, get your international visa sorted and bike insurance and get a cool bike trip planned.

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Most Expensive Motorbikes in the World

February 20, 2013, 1:27 pm

≫ Next: Confederate Motorcycles

≪ Previous: Coolest Motorbike Journeys - 4 Epic Trips

Having showcased the most expensive cars in the world in a previous post, we have decided to do the same with motorbikes so here are the most expensive motorbikes in the world.

4. 2006 MV Agusta F4 CC ($135,000)
Lots of power, 315 km/h (195 mph) topspeed, the fourth most expensive motorbike in the world is the MV Agusta F4 CC created by Claudio Castiglioni, the motorcycle company’s director. He wanted to create a spectacular motorcycle that met strategic marketing needs while also being something truly special and unique.

The expensive motorcycle bearing his very own initials “CC” has a top speed of 315 kph (195 mph), 1078 cc’s and a 198 hp engine. Each bike will boast a platinum plate located near the top of the steering column showing the model number from 1 to 100, making this motorcycle all the more special to its owners. This Italian dream costs 100,000 Euros ($133,745US).

3. MTT ‘Turbine Superbike’ ($201,000)
Third most expensive motorbike in the world is the MTT Turbine Superbike costing $201,000. Not only is this motorcycle expensive, its also extremely fast. The Superbike is the Guinness World Record holder for the “Most Powerful Motorcycle Ever to Enter Series Production”.

The turbine engine in this one is made by Rolls Royce and is capable of over 300hp. The motorcycle also boasts carbon fiber fairings, a rear mounted camera with LCD color display, forward-and rear-looking radar detector with laser scrambler, one touch “Smart Start” ignition, and many other cool gadgets. This bike seams to be pretty popular in Hollywood. It starred in the movie “Torque” and even Jay Leno owns one!

Listen to the sound of the bike in action...

2. Macchia Nera ($250,000)
The Macchia Nera Concept Bike is near the top of the list of most expensive motorcycles. Built around a Ducati 998RS engine, its Italian designers and engineers set out to create an extremely high tech and expensive motorcycle that would be thought of as “the ultimate track bike” that is “simply beautiful and beautifully simple”.

The Testastretta engine is fitted with lightweight metals and alloys like titanium and aluminum making it very lightweight. The view from the side of the Macchia Nera shows exposed belts and engine components, giving its design a minimalist feel while still being aesthetically pleasing. We should add that this bike is a one of a kind and not in produced for retail at this point. According to Guinness Word Records, the MTT Turbine Superbike is the most powerful production motorcycle ever. It is even more powerful than the Ducati Desmosedici RR, which we believed was the fastest production motorcycle in the world.

1. Dodge Tomahawk ($550,000)
Production of this super cool, super fast bike (or is it bike as it has 4 wheels!) was limited to just 10 models and they retailed at $550,000 each! The Dodge Tomahawk has the honor of being the fastest motorcycle ever (675 km/h, 419 mph), but it isn’t street legal unfortunately.

The production of this mean machine is limited to a few hundred models. The Dodge Tomahawk V10 superbike boasts 8.3 liter engine (505 cubic inch), and the 10 cylinders can bring the bike to a maximum speed of almost 400 mph. The 1500lb bike has an independent 4 wheel suspension and can reach 60 mph in around 2.5 seconds.

Dodge Tomahawk Video

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Confederate Motorcycles

February 21, 2013, 1:26 am

≫ Next: Seat Leon SC - Pictures and Videos

≪ Previous: Most Expensive Motorbikes in the World

Confederate Motorcycles make some seriously cool bikes as these pictures and videos show.

Confederate Motorcycles Wallpapers

C3 X132 Hellcat

B120 Wraith

P120 Fighter

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Seat Leon SC - Pictures and Videos

March 25, 2013, 7:41 am

≫ Next: 10 Best UK Company Cars - Affordable, Practical and Stylish

≪ Previous: Confederate Motorcycles

The arrival of the Leon SC (Sports Coupé) is adding to an already impressive choice of hatchback cars including the VW Golf, Audi A3 and Skoda Octavia all releasing new model cars around the same time.

Prices for the Seat Leon SC haven't been announced yet but the Leon SC is expected to cost from around £15,000 and available from car showrooms such as vans Halshaw Seat with deliveries expected in July.

VW showcased the new Golf in Geneva this year but the new Seat Leon SC caught the attention and here we look at why.

This is the first time that Seat has offered a three-door version of the Leon (the older Leon did look like a 3 door with the rear hidden door handles), and while the Leon SC is the same length as the five-door, the wheelbase has been shortened by 35mm to give a sportier look.

The Leon SC (Sports Coupé) is packed with technology including:

state-of-the-art infotainment
intelligent driver assistance systems
systematic weight reduction measures
the latest generation of engines
and a chassis tuned to strike the perfect balance between comfortable day-to-day use and engaging driving dynamics.

Seat claims that rear headroom and boot space remain unchanged in this Sports Coupé model. The load space is 380 litres which is exactly the same as the VW Golf's and 15 litres more than the three-door Audi A3's. But those who want boot space (young families for example) will be looking favorably at the five-door Skoda Octavia with 580 litres of space.

Lets talk engines - all seat Leon engines feature direct injection with turbocharging and combine efficiency with power and cost effectiveness. The cleanest 1.6-litre TDI model emitts less than 100 g/km CO2.

The Leon Sports Coupé will be offered in S, SE and FR specifications in the UK just like the five-door Leon and all cars will get Bluetooth and air-conditioning as standard.

Entry-level cars miss out on alloys, but alloys are standard on SE and FR versions.

Petrol options include a 1.2 TSI that produces either 85bhp or 104bhp, along with a 138bhp 1.4 TSI and 178bhp 1.8 TSI. There are three diesel options: a 1.6 TDI with either 89bhp or 104bhp, and a 148bhp 2.0 TDI.

Four gearboxes will be available – two manuals and two dual-clutch DSG semi-autos. The manuals will be five or six-speeders depending on the engine, while the DSG will be offered in six- or seven-speed form. They will also feature a free-wheeling function that helps to reduce fuel consumption.

Seat is also expected to add an estate version to join the SC and the five-door hatchback. It is likely to be called the Leon ST and will be launched later this year.

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10 Best UK Company Cars - Affordable, Practical and Stylish

March 26, 2013, 3:15 am

≫ Next: Crazy Car Accidents From Around The World

≪ Previous: Seat Leon SC - Pictures and Videos

If you speak to anyone about company cars, one of the first things they'll say is how they are stung by the taxman every year. For this reason, having a company car with low car leasing and tax bills is really important but cost isn't everything - if you're a salesman who drives up and down the country each week clocking up thousands of miles, you'll need a company car that's practical, comfortable, good to drive and stylish.

This surge of new car models and brands, options and prices state of flux has transformed UK fleet hire in recent years for businesses looking to make savings. The UK was once home to ‘Mondeo Man’ but now the sector is being squeezed by premium brands with cars such as the BMW 3-series being a popular option.

Our top 10 best UK company cars look at affordability, practicality, comfort and driveability:

BMW
BMW's have dramatically reduced fuel consumption and CO2 emissions of their cars over the last few years, so much so that we have put 3 of their cars in this top 10 list:

BMW 116d Efficient Dynamics 5dr
BMW's most efficient model yet, still classy, and still great to drive. What's more, financially they are now one of the best company cars - long-term ownership costs are so low that it makes more sense than many mainstream models that have a cheaper list price. This model boasts CO2 emissions of just 99g/km and amazingly low leasing costs for a premium.

BMW 320d Efficient Dynamics
Still one of the best, if not the compact executive cars around. A range of efficient engines is available, with fuel economy and CO2 emissions that beat most of its rivals.

BMW 520d Efficient Dynamics
For the full-size executive car the BMW 5 Series strikes just the right balance between comfort and style. This model has brilliant fuel economy and CO2 emissions that again, beat most of its rivals.

Mazda CX-5 2.2 Skyactiv D 150 SE-L
The CX-5 is as good to drive as it is to look, this SUV is a superb all-rounder and running costs are comparatively low. Just don't go for the 7 seater!

Kia Ceed 1.6 CRDi 128 1
Nice spacious interior and an impressive mix of economy, performance and affordability.

Skoda Citigo 1.0 60 Greentech SE 5dr
Amazingly practical and sophisticated for a car this small and affordable. As a company car, the Skoda Citigo 1.0 60 Greentech SE five door makes most sense, because it's incredibly fuel efficient and car leasing costs are cheap.

Ford Fiesta 1.6 TDCi 95 Zetec Econetic 3dr
A popular company car choice, the Fiesta is fun to drive, low emissions and cheap to run. This particular model balances equipment and cost better than any other model in the Fiesta range, and the 1.6 diesel engine provides excellent economy.

Downsizing has meant drivers have jumped from the Mondeo-sized car into the Fiesta sized hatchback in vast numbers and at the same time, the launch of a carbon dioxide-based company car tax system has meant a wholesale switch to low-emission diesels among most companies. Employees pay tax on a percentage of the value of their car.

Nissan Qashqai 1.6 dCi Acenta 2WD
The sporty 4x4 styling combines fun comfortable driving with competitive price and strong resale values.

Toyota Prius+ 1.8 VVTi T4
With a fuel economy of over 50mpg, Sub-100g/km CO2 means low tax bills, and although it's not the coolest MPV to drive or look at, the Prius+ is impressively practical.

Mondeo 1.6 TDCi 115 Eco Zetec
Sorry! We couldn't have a company car list with a Mondeo, that's like a roast dinner without gravy. This latest Mondeo remains one of the best - great to drive, smooth and comfortable to travel in. The Eco Zetec model is great for company car drivers because of its excellent fuel economy, low emissions and decent performance.

The company car industry is constantly changing, with growing choices of car models and brands, options and prices to attract new buyers, while the whole lease market is swathed in a maze of complicated taxation. For most company car users, the biggest downside is the tax you'll have to pay on the 'benefit' of having a car. To work out your company car tax charge based on a car's taxable value and C02 rating, visit What Car Company Car Tax Calculator

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Crazy Car Accidents From Around The World

March 26, 2013, 5:11 am

≫ Next: Take to Two Wheels and Discover the Best of Britain

≪ Previous: 10 Best UK Company Cars - Affordable, Practical and Stylish

Showcasing pictures of crazy car crash accidents from around the world which many defy explanation. It's often hard to tell whether Photoshop has been involved in any of these pictures as some are so unbelievable you think they must be 'shopped'. But people really do get into some crazy predicaments in their car, for instance, accidents where cars are found in swimming pools. The most famous instance of this (wasn't an accident as such!) was back in 1967 when Keith Moon (drummer in The Who) on his 21st Birthday drove his Lincoln Continental into a Holiday Inn swimming pool in Flint, Michigan. According to the book Local DJ: A Rock 'n Roll History

, Moon allegedly drove a Cadillac (Moon said a Lincoln Continental) into the hotel swimming pool. Author Peter C. Cavanaugh, who witnessed the event, recalled the events for a documentary on the 1960s rock scene. According to the book, The Who in Their Own Words

, Moon said he broke his tooth driving the car into the pool. However, according to VH1's Behind the Music, Moon broke his tooth diving into the pool, which was empty of water at the time.

Other people who attended Keith Moons 21st birthday cast doubt on the car in the swimming pool story, but confirm some other parts of the tale. Suspicion might be aroused by this note in one detailed account: “In some versions of this story the car is a Cadillac, and even in a couple stories I read during research the car was a Rolls Royce.” This is where Oasis got their inspiration for there front cover of the album 'Be Here Now' pictured above.

But lead singer Roger Daltrey confirms: “It flaming well did happen. We got the $50,000 bill for it.”

Nobody was seriously injured in any of these following bizarre car accidents and the car insurance claims and damaged windscreen claims got sorted out one way or another leaving us to simply admire some people's ability to be in the wrong place at the wrong time...or just shocking driving skills!

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Take to Two Wheels and Discover the Best of Britain

June 13, 2013, 12:34 pm

≫ Next: Tips on getting your motorcycle ready for summer

≪ Previous: Crazy Car Accidents From Around The World

With so many people having travelled around the world in search of the perfect holiday in recent years, there are rarely any great surprises that are waiting to be discovered. We all have our own idea of the perfect destination, of course, but personal taste dictates that while some may point to a sun-kissed sandy beach, others will prefer a snow-capped mountain.

In a similar vein, we all have our personal opinions about what constitutes the perfect holiday activity. There are plenty of men and women who prefer to lie on a sun-lounger and do very little for a week or two in the summer, which is all very pleasant, of course, but many others would far rather take to the road and set out on a short journey of discovery and exploration.

The UK cannot boast the long hot summers of Florida or southern Europe, of course, but it has a rich heritage that most countries can only ever dream of, and a stunning backdrop of the most beautiful countryside. One of the best ways to experience the best that the nation has to offer the world is to take to the road on a motorcycle and see what comes your way.

There are several areas in Great Britain which lend themselves perfectly to two-wheeled touring, so it’s often difficult to choose just the one. A good starting point for first-timers is the south-east of England, in particular the spectacular counties of Devon and Cornwall. Here you’ll find rolling hills and rugged coastlines, and you’ll receive the warmest of welcomes.

Head north for the spectacular landscapes

The Highlands of Scotland are famous throughout the world for their wonderful landscapes, and if you’re planning to tour here you must make sure you have your camera with you at all times. One of the nicest aspects of riding around the Highlands is that there are rarely any traffic problems, even at the very height of the annual tourist season in the summer.

The Lake District in the north-west of England is another popular choice, with its stunning collection of lakes and hills. The east coast of Northumberland, another genuine favourite, is home to an impressive selection of historic castles and a surprising number of sandy beaches, many of which remain almost empty throughout the year.

Every tourist, especially in the current economic climate, needs to keep a close eye on the spending, of course. Using the roads in the UK isn’t cheap, although it costs far less for those on two wheels as it does for those on four. The price of petrol varies greatly from one region to another, so be prepared for some inconsistency as you travel around.

You should find the best motorcycle insurance deals before you head off into the sunset. It’s important to remember that every pound you save represents another pound you can spend on the more enjoyable aspects of the holiday. As is the case nowadays, seeking out the best cover is as easy as logging on to the web.

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Tips on getting your motorcycle ready for summer

June 17, 2013, 4:49 am

≫ Next: Top Five Movie Cars Ever

≪ Previous: Take to Two Wheels and Discover the Best of Britain

As the sun peaks through the grey cloud and the temperature does its best to climb out of the single digit, it can only mean that summer is nearly with us and the roads will soon be filling up with gleaming motorcycle metal. Here are a few tips to get your ride all ready for the summer season.

Clean is serene

You can’t even begin to think about summer servicing your bike without getting it nice and clean first. That way, with all the winter’s dreary muck washed away you can start to keep a close eye out for any issues with rust, seizure, or too much wear and tear in consumables, like tyres. If your bike has been laid up for several months and you’ve not even looked at it – shame on you! – then you’ll have to start from the ground up to fully and safely prepare it for the summer; P&H Motorcycles can help you with this.

Refresh the rubber

Tyres are entirely critical to motorcycling safety, so after you’ve cleaned your bike, check the tyres of age-related marks, drying out of the compound and any splitting. Filling them right up to the correct air pressure will help you check for all of these faults. A tyre should never feel hard to the touch; you want a feeling of youthful rubbery softness.

Is the petrol perished?

Petrol will only last for few months before it starts to go off, and old fuel can clog up carbs or injectors, so if the bikes is having trouble starting – is your battery still alive? – then it may be that the fuel delivery system needs cleaning out. One way to more quickly check this is to drain the old fuel away, disposing of it in the correct manner, and putting some fresh fuel in the bike. If you know the fuel is fresh and the battery is working the starter motor well, then it could very well be a blocked fuelling system. And a more time consuming problem.

Saggy suspension

The best tyres in the world will have trouble giving you their best grip if the suspension they are running on is too tired to cope with the stresses and strains of faster motorcycle fun. Check the stiffness and rebound character of the bike’s suspension if it has been sitting for a while through these long, cold months, and also check for any leaking oil residue around the rear shock and chrome front fork stanchions.

Binding brakes

While brakes are designed to bind and therefore slow you down, you don’t want them bound up so tight the bike cannot move. Perhaps the brake discs have stuck to the brake discs over the winter? It will be easy to tell if this happened, just get the wheels off the ground and see how freely you can spin them, using just the power or your hand. Too much sticking means that a much closer look at the brake callipers will be needed; perhaps even a rebuild and refurbish of them. You might as well change the brake pads and brake fluid while you’re there, too. There’s quite a bit to do if you’ve not checked your bike all winter, but they are all crucial tasks to make sure your bike performs with grace, grip and speed this summer, and that we all make the most of some warm and dry roads while we can.

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Top Five Movie Cars Ever

June 18, 2013, 3:19 am

≫ Next: Maruti Ertiga Review

≪ Previous: Tips on getting your motorcycle ready for summer

The car chase is one of the most fun, action-packed scenes in any film. We all love a high-speed chase and to be wowed over near misses and cool moves. But which cars made scenes like this iconic? We take a look through the five best movie cars ever:

5. Smokey and the Bandit’s Pontiac Trans Am

There’s no doubt that the black and gold 1977 Special Edition Pontiac Trans Am was the star of the show. Directed by stunt performer Hal Needham (who once claimed to be the world's highest-paid stuntman), Smokey and the Bandit actually contained four Pontiacs. The muscle car’s engine wasn't strong enough to power the car for the bridge jump sequence, so a Chevrolet engine was fitted into the jump car.

Unfortunately, Pontiac went out of business in 2010 after 84 years. At the height of its fame, one million Pontiac models were sold in 1968.

4. The Italian Job’s Mini Coopers

Ok, so this could be seen as cheating as there was more than one Mini Cooper in The Italian Job but they have to be in the list. The three Mk1 Austin Mini Cooper Ss, in the iconic red, white and blue became legendary because of their roles in this film.

The cars were designed for racing so actually didn’t need too many modifications for the renowned chases. Starring low key Minis rather than something faster and flashier added to the appeal: by adding a touch of British nonchalance it helped to generate a cult status for the film.

Find out more about the cars used in the movie here.

3. Goldfinger’s Aston Martin

The third film in the Bond series saw the introduction of a new car for James: the 1964 Aston Martin DB5. Achieving 0-62mph in 8 seconds, this was the ultimate in sophistication and a relationship we would see spanning 50 years.

One of the four original cars (made for Goldfinger and Thunderball) sold for £2.6m in auction in 2010. We see the model return for the latest offering, Skyfall, but it is destroyed in the final scene.

2. Bullitt’s Ford Mustang Fastback

An original review of Bullitt by the National Observer said “Whatever you have heard about the auto chase scene in Bullitt is probably true... a terrifying, deafening shocker.”

The 1968 Ford Mustang GT had a 325hp V8 to keep up with the bad guys' 1968 Dodge Charger 440 Magnum and the car chase is widely recognised as one of the best in history. Stunts for Steve McQueen were performed by Carey Loftin, while bad guy Phil was played by stunt driver Bill Hickman. The cars were modified by Max Balchowsky, a stunt performer and former racer; with the Mustang in particular needing considerable modifications to withstand the filming. He reinforced the shock towers, replaced suspension parts and added a high performance ignition system to the engine.

1. Vanishing Point’s Dodge Challenger

There was no way we could talk about movie cars and not mention the 1970 Dodge Challenger in Vanishing Point. It is, without a doubt, the coolest piece of American muscle to ever star in a movie.

This film saw a reunion of Bullitt’s Carey Loftin, Max Balchowsky and Bill Hickman as a stunt trio. Loftin requested a Dodge Challenger for the film, known for its strength – combined with Torsion-Aire suspension. Apart from heavy-duty shock absorbers, the five Challengers bought for the film were – amazingly – unmodified.

If you fancy getting your own Challenger, you can build one on the Dodge website. If you want to take it a step further, see how much it would cost to get car insurance and buy one! You wouldn’t be the first; fellow Challenger lovers include Carmen Electra, Snoop Dogg and Arnold Schwarzenegger.

So many have been awe-struck by the Challenger: it’s now so iconic that Primal Scream dedicated an album to the car and Quentin Tarantino paid homage with his 2007 feature, Death Proof.

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Maruti Ertiga Review

June 20, 2013, 5:45 am

≫ Next: Skoda's Cycling Heritage - Sponsored Video

≪ Previous: Top Five Movie Cars Ever

The new Maruti Ertiga is a robust 7 seater compact MPV designed by the Japanese Automobile company Suzuki. The car is said to be the first Life Utility Vehicle. Not like its counterparts, Innova, Tavera or Xylo, the car comes compacted with a K-series 1.4 litre petrol engine. Ertiga has been produced on the R-III concept launched by the MSIL. While Ertiga means three in Indonesia, RIII symbolises 3 rows. Thus, Suzuki Ertiga implies Swift with three rows.

Exterior

Ertiga is a simple seven-seater car with fold-able rear seats to enhance the boot area. The car from Maruti looks very beautiful and proportionate and offers a MPV feel through its single space design. The exteriors of the car are stimulated from the Ritz especially the front bumper. Find the Suzuki icon on the slot like radiator grille. The chin area of Ertiga is broader and bulkier. Though the size and dimensions of Maruti Ertiga is smaller in length as compared to Innova and Xylo, but the car is beautiful to look at. With elongated wheelbase and a higher roof that offers a good head room, the car also has quarter glass to permit the last row seaters view outside through tinted windscreen. The alloy look further improves the luxurious look of Maruti Ertiga.

Interiors

The interior of Ertiga boasts of capacious and comfy seating arrangement which is perfect for big families. The effective contribution of light share material and spacious interiors gives the interiors a luxurious appearance. The foldable back seats and four way adjustable front row seats portray an enhanced and soothing look of the car. The car has storage space for coin holders, sun glass holder and bottle holder. The steering wheel and dash is same like the new Maruti Swift but in shades of beige and black. The other features include steering mounted audio controls, dash coordinated music system and manual HVAC

Engine and Performance

The Maruti Ertiga comes with petrol and diesel variants with 4 cylinders in-line arrangement. The petrol engine is powered by 1.4l power with max power of 93.8Bhp and maximum torque of 130Nm. The Diesel engine features Multijet 1.3 litres turbo engine with a power of 88.8Bhp and torque of 200Nm. For efficiency, Ertiga sports Variable Geometry Turbo Ertiga features VVT Technology which allows the change of fuel intake timing for a consistent power production for maximum fuel usage and lower emissions.

Colours

The Maruti Ertiga is available in the shades of Ecru Beige, Superior White, Silky Silver, Serene Blue, Dusky Brown, Fire Brick Re and Granite Grey.

Safety features

Ertiga has traditional as well as contemporary safety features which include Anti-lock braking system with EBD, high tensile roof and engine immobilizer. The sophisticated security elements of the car protects the passengers from any risk of injury during collision

Verdict

With an ARAI qualified mileage of 16kmpl for petrol variant and 20kmpl for diesel variant, Maruti Ertiga is surely not a bad purchase option. It is spacious, stylish, comfy interior featuring countless premium features. The car is surely a head turner and offers you best overall quality and performance.

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Skoda's Cycling Heritage - Sponsored Video

July 3, 2013, 4:03 am

≫ Next: Being clever at auctions - what to look out for and how to ensure you get the best deal on a car

≪ Previous: Maruti Ertiga Review

Skoda has cycling in its blood and will be sponsoring the 2013 Tour de France for the 10th time this summer coinciding with the race's 100th anniversary.

Skoda started out producing bicycles in 1895 when the founders Vaclav Laurin and Vaclav Klement joined forces and began manufacturing bicycles in their home town of Mlada Boleslav in the Czech Republic.

Cycling has remained an important area for Skodda to support over the years and are partners not only of the Tour de France but also Giro d’Italia and the Road World Championship organised by the International Cycling Federation (UCI).

Skoda will be providing 250 cars, mostly Octavia Combi's and Superbs as accompanying cars in this years Tour De France.

We are really looking forward to watching this years 2013 Tour De France. With Sir Bradley Wiggins unfit to defend his 2012 Tour de France title, British hopes of winning a 2nd yellow jersey lie with his Team Sky team-mate Chris Froome. The 28-year-old is an excellent climber and time trialist and as well as helping Wiggins to victory last year, he finished 2nd overall.

You can read more about Skoda and their cycling partnership at http://unr.ly/164MpYb

This post has been sponsored by Skoda

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Being clever at auctions - what to look out for and how to ensure you get the best deal on a car

July 3, 2013, 3:54 pm

≫ Next: Cheapest Cars to insure revealed

≪ Previous: Skoda's Cycling Heritage - Sponsored Video

You don’t need to be an ‘auction professional’ to make the most of the huge range of used cars on offer at car auctions these days. As long as you do your research, take your time and keep your common sense around you, there is nothing stopping you bagging a bargain used car.

Here are a few tips on what to look out for at car auctions and how to ensure you get the best deal on the car of your dreams.

Make your purchase plan early

Don’t just jump out of bed in the morning and decide that you’re going to buy a car from a car auction today, without any idea of what kind of car you want and what purpose that new car must perform for you. It’s true that auctions have a huge stock of used cars, vans and trucks for sale on any one auction day, but having a clear idea of what you want – and sticking to it rigidly – will help keep you away from frivolous purchases that are way out of your budget and go against your buying plan.

What car do you want or need? Is it a family hatchback or saloon, an estate car with tons of space and a frugal diesel engine, or even a city car that’s good for nipping around your town? Decide well ahead of the auction as to a handful of models of the right kind of car, set your absolute maximum budget, and stick to that budget on the day of the auction. Self-restraint is everything.

Do your research before you go

Once you have your handful of models set out in concrete, it’s time to do your research thoroughly. Work out what you should be paying for these cars, up to your budget and no more. Perhaps go online and use a website like Parkers to get approximate valuations of potential cars.

See what age, mileage and condition your budget will get you for each model you have chosen, and use these figures as a guide on auction day. You can then work out how much you’re prepared to pay for each kind of car when you come across them on auction day. You’ll know a bargain then when you see one, instead of guessing what’s a good price, or what isn’t. You can also then keep an eye out for any known faults with the cars of your choice, once you spot them at the auction.

Stick to your budget

Set a maximum budget for what you want to spend, and stick to it. There’ll be other cars along and there’s always plenty of choice at auctions, so if the one you want has gone over your budget, bow out and let it go gracefully. Let your head buy the car and not your heart. Why not see what they got at Central Car Auctions for starters?

But don’t go too low

You might find a car that fits with what you want, and on the face of it looks like a good deal. But, if no-one is bidding on it, there may be a reason for that. Have you had a good look around this car before the auction? If you have and you’re certain that the car is as good as it looks, then bid away; it could just be that no-one else is interested in the same car as you. If this happens, it’s happy auction days!

Finally, here's a funny video of the Top Gear guys at a car auction:

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Cheapest Cars to insure revealed

July 19, 2013, 2:40 am

≫ Next: How to Choose a Reliable and Safe 4x4

≪ Previous: Being clever at auctions - what to look out for and how to ensure you get the best deal on a car

With the cost of car insurance being higher than ever, more and more people are researching which cars are cheap to insure before they decide to buy. The cost of insurance is fast becoming the deciding factor when choosing the right car so here’s a heads up about which cars won’t burn a hole in your pocket when it comes to insurance.

Toyota Aygo 1.0

The Toyota Aygo falls into insurance group 2 and is one of the cheapest cars to insure. It’s a cool city car that can be bought new from £8,535 and is as cheap to run as it is to insure. Its compact size makes it perfect for nipping into tight parking spaces so it’s an ideal first car for new drivers. It’s also surprisingly spacious inside and a good, reliable first car.

Vauxhall Corsa 1.0

It’s no surprise that the Vauxhall Corsa has been one of the UK’s bestselling cars for over 20 years. Not only does falling into insurance group 2 make it one of the cheapest cars to insure, it’s also a reliable car with affordable running costs.

Its affordability makes it a popular choice among young buyers and its newer versions are more economical and have lower carbon emissions than ever. The new version can be bought from around £9,495 and despite not being the most exciting car on the market, the Corsa’s dependability still makes it one of the UK’s favourites.

Ford Fiesta

The Ford Fiesta has long been one of the UK’s bestselling cars and also falls into insurance group 2. It’s a reliable car that’s cheap to run thanks to a good mpg. New Fiesta models also emit less carbon and have sharper steering with the feel of a big car on the motorway. Overall this is a great car to drive that is stylish inside and out and doesn’t cost too much to run.

Citroën C1

The Citroën C1 is another cheap car to run, making it perfect for young drivers and families on a tight budget. This great city car has compact dimensions that make it easy to nip into tight parking spaces and affordable prices across the range. It also has a low running cost – managing 65mpg from the petrol engine – and low carbon emissions. This means the C1 won’t fall victim to road tax increases that punish high carbon emissions.

Ford Ka

The Ford Ka has been one of the UK’s favourites ever since it first went on sale in 1996. It’s a small, practical car that falls into a low insurance bracket and is cheap to buy and run. It can struggle on the motorway but it’s still a reliable car that is surprisingly spacious inside. Its small size is perfectly design for town driving and it provides a smooth ride that soaks up most bumps in the road. For information visit Unicom insurance.

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How to Choose a Reliable and Safe 4x4

August 2, 2013, 7:07 am

≫ Next: Top Tips When Shopping for a New Car

≪ Previous: Cheapest Cars to insure revealed

Despite environmentalists conditioning us to believe we should hang our heads in shame if we want to drive a 4x4, that doesn’t seem to have halted their ever-rising popularity. In 2012 alone, sales of SUVs rose by 10 per cent in the UK, and today pretty much every popular manufacturer has at least one tucked away on their stock list. Whether vehicles are being bought to tow something, to cope in poor weather conditions or simply as a style statement doesn’t seem to matter.

The fact remains that the 4x4 market is incredibly buoyant and the desirability of these types of vehicles is on the up. If you are considering introducing a 4x4 to your family, here are some tips to help you choose the right one. What do you want your vehicle to do?

The first thing to establish is whether you need your new 4x4 to perform like an actual, full-blooded off-roader, whether you would like some of the features to be useful or whether you just want to get the look. For example:

If you are planning to tow a horsebox, explore the highlands or go shooting in your new car, then you’ll probably want to go for a ‘proper’ off-roader, such as a Range Rover, Land Rover Defender, Mitsubishi Shogun or Jeep Cherokee. Don’t forget to check the weight of the vehicle is at least as much as your horse box or caravan if you are planning to tow.

If you want the looks with the benefits of a working four-wheel drive, but without the industrial finish and poor fuel consumption of their workhorse competitors, then a good midpoint vehicle would include the BMW X1 and X5, the Nissan X-Trail, the VW Tiguan and the all-new 4x4 family SUV from Honda, the impressive CR-V.

Finally, if you want the looks, height and space that comes with a 4x4 but actually have no need for four-wheel drive, there are a number of two-wheel drive look-a-likes which offer all the style without the additional fuel consumption. These include the Kia Sportage, the Nissan Quashqai, the Suzuki Jimny and the RAV4.

Buying tips for 4x4 vehicles

Before you rush out and buy the first big, shiny vehicle that catches your eye, take a moment to check it is going to provide you and your family with the space, reliability and safety you need. Ask yourself:

1. Do you need four wheel drive?

If you spend more time on the school run than crossing a muddy field, then you will be better off with a 4x4 version of a more conventional car, rather than a car designed for a farm.

2. Is it reliable?

Breaking down in a 4 x 4 can be significantly more expensive in terms of repair than a regular car. Parts, labour costs and recovery can all be more costly overall, so check the manufacturer’s reputation for reliability before making a purchase.

3. Can you afford it?

Aside of the higher repair bills, 4x4 vehicles typically have more stringent, more expensive servicing regimes, and the running costs can be staggering. Modern SUVs such as the Honda CR-V are designed for road use, and actually achieve a good MPG thanks to modern technology. Watch out for older ‘Chelsea Tractors’ though, as they could end up costing a bomb to run.

4. Is it as spacious as you think?

It is easy to think that a big 4 x 4 will have lots of space for kids’ stuff, hobby paraphernalia and more, but in reality many have less storage space than a normal family hatchback. Check the size of the storage and whether seating is flexible to ensure you are getting as much as you hoped.

5. Is it safe?

Most modern SUVs should have the standard airbags, ABS, ESP or equivalent and SIPS. Check how they performed in NCAP tests as well though, particularly in terms of pedestrian safety as well as that of the occupants.

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